Financing at Finance-Auto - Accident-Health Insurance

Accident - Health Insurance

Through the Finance Department at Dave Smith's Motors, we offer fully secured loans to protect you, your family, and one of your most valuable assets - your credit rating.
And through no fault of your own, your credit can be ruined due to an accident or illness.

A common cause of repossession in the US is an illness in the family.

Expenses normally go up with a disability
Income usually goes down with a disability
Hospitalization insurance seldom pays 100% of the expenses while you are sick or injured
Hospitalization insurance does not pay your loan payments while you are sick or injured
Workman's Compensation only covers work-related injuries

When you purchase an Accident Health Insurance Policy...

In the event that you would become sick or injured, a fully-secured loan that includes accident health insurance means:

Your loan payment is made for you while you are unable to work due to any covered accident or illness
You do not have to be hospitalized to collect
Payments made on your behalf do not have to be repaid
Your policy becomes effective on the date of your loan
The cost is not rated according to age or occupation
There is no lump sum cash outlay. The premium is included in your monthly payment
Benefits are tailored to the amount financed. You are not paying for more insurance than you need.
There are no limits on the number of times that you can collect
Benefits are in addition to any other protection you may have

Credit Life and Accident-Health Insurance endorses the philosophy that "no debt should outlive the debtor".